American Agent & Broker provides practical, authoritative sales and management information to independent retail and wholesale producers of property-casualty insurance. Each monthly issue delivers fieldtested ideas, business techniques and market data that not only help you sell more insurance at a profit to yourself and your insurance company, but also show you how to operate your business more efficiently.
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ABA Banking Journal, the official publication of the American Bankers Association, covers the commerical banking industry in the United States with articles focusing on community banking, e-commerce, technology, online banking, compliance, business lending, retail banking and operations. The magazine serves commercial bank or trust companies, savings and loan associations, mutual savings banks, mortgage banks, credit unions, finance/accounting/consulting companies, investment banks, brokerage houses, industrial/communications companies, retail/supplier/manufacturing companies, insurance companies, law firms, government, colleges, schools, libraries and associations.
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Accountants World Daily Newsletter provides a large collection of relevant news stories sourced from over 2,000 publications. Through subscription to the daily email newsletter accountants receive timely information about their professional world. A FREE membership to AccountantsWorld.com gives accountants access to multiple tools and resources that will enhance their practices and allow them to make more money.
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This eNewsletter contains best practices, relevant statistics and timely industry trends that impact the investment industry - and analysis, commentary and advice to help you grow your business.
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Their core readers depend on their news coverage of risk management and risk financing, employee benefits management, workers comp and rehabilitation, commercial insurance and reinsurance, major commercial insurance claim settlements, as well as legal, legislative and regulatory developments.
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Benefits Selling is the industry's leading publication for brokers and agents selling group, voluntary and retirement products. Each issue provides sales tips, tools and techniques to help you create a lucrative employee benefits practice.
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Understanding that the decisions facing banking executives are business decisions, not technology decisions, Bank Systems & Technology delivers key information on the strategic use of technology for increased productivity and profitability.
Bank Systems & Technology's frequency has changed to 5 print issues and 6 digital issues per year.
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Editorial topics include tax incentives, education, transportation and distribution, workforce development, and other topics that the reader is using to answer "how to" economic development and relocation questions.
For those outside of the USA, please click here to subscribe to Global Corporate Xpansion.
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From refinancing to reengineering, from insurance to information systems, CFO takes the latest financial thinking and shows how it is being implemented in the country's most innovative organizations. In the increasingly competitive arena of corporate finance, CFO keeps its readers on the inside track.
Frequency: Monthly
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FA was created exclusively for independent financial planners and RIAs. Their mission is to provide advisors with the content they need to manage and grow their practices while helping clients achieve their most precious life goals. Operating on the premise that an individual's personal and financial lives are inextricably linked, the magazine tackles issues from college funding, second careers and divorce to charitable giving, business succession and retirement, estate and legacy planning.
As a periodical aimed at established, sophisticated advisors, FA challenges traditional financial planning wisdom and introduces readers to new approaches in practice and investment management and helping clients to align their financial and personal life goals.
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In one quick email per day, FierceFinance will get you up to speed on the latest financial industry news covering the banking industry, venture capital, private equity, hedge funds, mutual funds, capital markets, asset management and SEC regulations. Join thousands of bankers and fund managers who rely on FierceFinance for their daily executive news briefing.
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Published monthly, FundRaising Success provides fundraising professionals at nonprofit organizations campaign strategies and expert advice to help generate the necessary revenue to fulfill their organization's mission. Subscriptions are available FREE to individuals who meet pre-established demographic criteria.
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Global Finance delivers the full story; corporate finance, joint ventures and M&A, country profiles, capital markets, investor relations, currencies, banking, risk management, custody, direct investment, money management and all the rest-specifically tailored for corporate readers around the world.
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Whether written by their own journalists or experts from the industry, the focus of content is consistent – as they aim to provide qualified information to support better decision-making. Content is concentrated on the top level global risks, with the main sectors covered including property, casualty, marine, aviation, energy, life, terrorism and insurance-linked securities. With regular coverage of the most established reinsurance markets in Western Europe, London, the US and Bermuda and emerging markets in Eastern Europe, China, India, South America and the Middle East, Global Reinsurance is global in perspective and distribution.
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The pace of change in the securities industry is accelerating. For the investment professional, knowing where and when to make the next move is absolutely essential. The effects of globalization, consolidation, polarization, regulation and technology are ensuring that in the post trade environment, what is given today cannot be counted on tomorrow. ICFA is innovative, informative and uniquely positioned as the magazine dedicated to providing balanced global coverage of middle and back office issues. The ICFA team travels the globe conducting thorough face-to-face interviews with the service providers, depositories, regulators and authorities that matter, ensuring a comprehensive coverage of markets and in-depth analysis of the industry trends.
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A weekly subscription includes access to daily email alerts, quarterly reports, the annual databook and comprehensive special reports like profiles, rankings and so much more.
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With a focus on timely information and complementary features about current business trends and policy issues associated with running a medical technology business, MX Medtech Executive is especially designed to meet the needs of busy executives in medical technology companies worldwide. Key areas of coverage encompass the full spectrum of medtech business activities--from executive recruitment all the way to product distribution--including market intelligence, corporate funding, intellectual property management, business planning, information technologies, sales and advertising--and a whole lot more.
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As The Leading Business Publication for Nonprofit Management, The NonProfit Times, published 22 times a year, will provide you with hard hitting, and useful information on the business of managing your nonprofit organization.
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Oil & Gas Financial Journal provides petroleum industry managers, analysts and investors credible, useful information about the most important financial developments of their business. OGFJ brings to the worlds of petroleum finance and investment the type of authoritative coverage that Oil & Gas Journal gives to industry operations and technology.
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Origination News is the monthly news magazine of the mortgage broker, lender, and wholesaler market. It delivers the latest news, trend analysis and industry data on the mortgage origination business, including coverage of: Online Mortgage Origination, Origination Lead Generation, RESPA activity, Origination Software and Technology, Mergers and Acquisitions, Commercial Lending, and Compliance Strategies.
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Try two issues of Pensions & Investments - Risk Free! Pensions & Investments provides its audience with timely and incisive coverage of events affecting the money management business. Written by a worldwide network of reporters and correspondents, Pensions & Investments’ coverage includes business and financial news, legislative reports, global investments, product development, technology, investment performance, executive changes, corporate governance and other topics crucial to the people who drive the world of professional money.
Subscribe to Pensions & Investments for over 50% off the Single issue price! You will receive 2 RISK-FREE issues of Pensions & Investments plus access to the latest issue and archives online. You can choose to continue to receive 24 additional issues (26 issues total) for just $199. Over $250 off their single issue price.
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The many time award-winning Registered Rep. is the preferred magazine for stockbrokers, financial planners and advisors, and senior and branch management of retail brokerages large and small. From bringing you news about the firms to helping you attract high-net-worth clients, Rep. offers provocative coverage of the financial services industry in every monthly issue. Coverage with a focus on how you can build a better investment advisory practice by being of better service to your clients.
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Research magazine is a broker trade publication that helps the retail financial professional build their businesses. Included are sales advice, financial planning articles and coverage of investment products such as mutual funds and variable annuities. Research articles and columns offer insight and advice in the areas of practice management, marketing, industry news, trends, and skills aimed at boosting broker production.
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It focuses on helping accountants adopt new technologies for their firms and adapt their business practices to take full advantage of those technologies. Their readers are the decision makers who run the systems and purchase the products.
CPA Practice Advisor is the leader in giving industry professionals the information, product reviews and advice they want to read.
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You'll find Today in Fundraising to be your number one source for the latest fundraising tips, tricks, trends (and their practical applications), opinions from fundraising professionals, how-tos, strategies, as well as the latest news! Remember, it's delivered to your inbox every Monday through Friday and it's absolutely free!
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The Investment Rate is the most accurate leading longer term stock market and economic indicator ever developed. By registering, you will receive the most recent update by email, so you can evaluate The Investment Rate today. The Investment Rate, which has already been featured in Barron's, Reuters, and CNBC, has predicted all major market cycles since 1900 in advance. Find out what it says about the immediate future. Periodic updates are available through Stock Traders Daily.
In addition, Stock Traders Daily offers six correlated proactive market strategies, which have both stood the test of time, and produced impressive results even in the tumultuous market of recent past. These can help you make money regardless of economic conditions, market direction, and without sacrificing time or lifestyle. They focus on risk control, because defense wins championships, but the performance is second to none. Access these strategies at any time. When combined with The Investment Rate, their strategies set everyone on the path to success.
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Traders Magazine is the industry's leading source of information for the Institutional Trading Community on the buy and sell side since 1967. As the leading provider of news, analysis and opinion in the cash equities trading business, Traders Magazine covers the business of trading, including a heavy emphasis on the buyside, the sellside and the technology and products that they use, as well as the regulations that oversee the process. Traders Magazine not only focuses on electronic trading tools -- like algorithms and program trading -- but also on the trading venues such as crossing networks and exchanges, and the latest news and analysis on trading, technology and regulation.
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American Banker is written for those individuals charged with generating greater profits and shareholder value for a financial institution: bank and nonbank directors, chairmen, CEOs, presidents, EVPs, SVPs and other business line managers. Each monthly issue covers the market trends, regulations, innovations and individuals that are reshaping the financial institutions.
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Wall Street & Technology helps Wall Street firms improve their competitive edge by reporting on the latest applications in hi-tech finance. Topics range from capital markets to e-commerce and everything in-between. The frequency of the Wall Street & Technology magazine has changed to 5 print issues and 6 digital issues per year.
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A Recipe for Survival and Growth in the New Economy: In today's post-recession economy, how do you deliver products and services customers are willing to pay for, and believe are the best solution available? This white paper offers best practices and practical insights on:
- Five core business process changes that span all product activities, align to your company's business objectives and strategies, and are based on best practices
- How to transition your product innovation strategy into a core business competency based on listening to the voice of your customer
- Turning your fragmented and inwardly-focused product organizations into an integrated and outward-looking team
Download your copy of this recipe for Survival and Growth in the New Economy today!
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Financial services organizations face immense hurdles in maintaining profitability and building competitive advantage. This white paper outlines the analytic challenges facing these organizations and provides a clear path to providing the accelerated insight needed to perform in today's complex business environment to reduce risk, stop fraud and increase profits.
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ParAccel delivers the scalable performance demanded by business analysts working to detect fraudulent credit card activity in minutes, rather than hours or days. This solution brief explains how Fidelity Information Services (FIS) executives realized that they needed an analytics database solution that could keep up with fraud complexity and improve detection rates.
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Terry Savage hosts this interactive educational DVD on equity options from The Options Industry Council. Terry and Exchange instructors explain and discuss basic options terminology, how exchange listed options are traded and how individuals can get started. Also includes educational resources to help individuals make responsible investment choices.
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The USFE's Spot Equivalent Foreign Exchange contracts provide a new way to participate in the growing global currency markets! Trade the same way you would over-the-counter, but in a real marketplace with the transparency and flexibility associated with a regulated exchange. Find out more with this free CD-ROM brought to you in partnership between MF Global and the USFE.
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With everything there is to know about municipal bonds, the single most important thing for investors to know is how to select the bonds that best suit their personal circumstances and investment goals. That may seem like an exaggeration, but it's not - and here is why. Almost without exception, investors who do not take the time to fully understand the many different types of municipals available to them, simply buy the highest yields they can find - assuming they are satisfied with the rating. And that has often proven to be one of the most costly mistakes a bond buyer can make. Because getting the highest yields means long term bonds or one of the long term bond funds, and those are precisely the tax-free investments that also put your principal at the greatest risk - regardless of the quality.
To be a successful investor you must preserve your wealth as well as enhance it. So what you really want is not just the highest yield but rather the best combination of yield, safety and liquidity - considering your personal circumstances. And to get that you must learn to establish investment goals that suit your personal profile and buy the bonds that best serve those goals. That's the only way professional investors buy.
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Wine Enthusiast chose ATG Recommendations to offer customers real-time, highly relevant product recommendations. Personalized Recommendations run on every product detail page on wineenthusiast.com. The company is seeing tremendous results and validated ROI by serving recommendations. Based on clickstream data and visitor history, ATG Recommendations is built on a science that truly delivers unique product recommendations to site visitors.
Hosted by ATG
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Marketers, publishers and agencies are rediscovering a tool for generating leads and proving ROI to their clients...the telephone. New technology has made call tracking affordable and scalable to the needs of both national and local advertisers.
See how call tracking and monitoring technology is being used to generate qualified leads and measure campaign effectiveness across any online or offline medium, including print, Web, television and radio campaigns.
Hosted by eStara Connections from ATG
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Finding out becomes a lot easier when you know the right questions to ask.
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It's no longer feasible for an IT department, regardless of company size, to ignore the smartphone push from the majority of the employee population. IT management must attempt to channel the chaos and determine ways to embrace the personal mobility wave while maintaining effective security and management measures, especially in relation to the corporate network.
This new environment calls for innovative mobile strategies, new policies, and a fresh approach to allowing smartphones access to corporate resources. IT management must take a leadership role in setting those strategies and policies. Download this white paper to learn more.
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As the deadline for the PCI Standard looms, it is more important than ever for institutions to ensure compliance and avoid penalties. By deploying a single, Unified Threat Management solution from Astaro, your PCI compliance can be addressed with minimal training and deployment planning, while enjoying an enterprise class of security tools in a single solution designed to make your network security experience more effective than ever before.
This detailed white paper provides key information on how Astaro's award winning Unified Threat Management Security Gateways can be used to address all areas of PCI implementation on a single product.
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Download this white paper from Sabrix and Yetter Consulting Services, Inc. to learn how tax authorities are becoming more aggressive in seeking out revenue by targeting out-of-state companies for new sources of tax. Understand how to monitor your business activities as well as how states enforce nexus. Lastly, learn what you can do if you have identified nexus and how outsourced sales & use services can help you with your increased nexus footprint.
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This groundbreaking, independent study provides insight into the unique challenges and cost-drivers surrounding tax compliance, as well as interest in new approaches to addressing this perennial obligation. Over 500 mid-market CFOs and senior finance executives were interviewed to provide a snapshot of the current tax compliance landscape.
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Nexus laws are constantly shifting and often becoming more aggressive, the need to understand a company's nexus status is increasingly important. If nexus is discovered, how does a company minimize back penalties and interest, and avoid being reported to other states? How does a company negotiate with local states, and what are the consequences of this voluntary disclosure process? Download this white paper from tax expert Sean Evans of DuCharme, McMillen & Associates, Inc. for tips on navigating the Voluntary Disclosure Agreement process.
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Tax audits are increasing in pace, scope and severity as a result of the economic conditions. This paper:
- Discusses the new burden of transaction tax compliance, with an eye towards helping businesses preserve cash before, during and after a tax audit.
- Examines the rising internal costs of compliance as a result of the current economic downturn.
- Provides a roadmap for how companies can be proactive in preserving precious cash as they meet their mounting compliance obligations.
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Has the time come for VAT in the U.S? It is unclear, but one thing IS clear. In health care and tax reform, the conditions have never been more appropriate to consider emulating the successful experience of VAT seen in so many other nations. This article discusses:
- Reasons liberals and conservatives have traditionally opposed the idea
- How federal budget deficits are driving the conversation around VAT
- How VAT might impact tax distribution in the U.S.
Read this thought provoking article from Thomson Reuters tax analyst and VAT specialist, Diogo Denczuk, titled, "
Is the U.S. Finally Ready for Value Added Tax?" to learn why VAT may soon happen in the U.S.
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QuickBooks provided the basic bookkeeping capabilities you needed to start your company. But things have changed. You have more customers. More employees. More complexity. In short, your growing business isn't so small anymore. The decisions you need to make aren't either.
Download this white paper to uncover the 37 essential tips for evaluating and purchasing software to manage your business. Here are just a few of the tips we will share with you:
- How to create an accounting system needs analysis
- What to consider and whom to consider when setting your objectives
- How to uncover the features you can't live without
- And more
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The right accounting and business management software can help turn your business data into business intelligence. Sage Software has a tool to help you make the process of selecting your software easier and more successful: Our must-read complimentary guide, How to Choose an Accounting System. With over 25 years of experience and over 5 million customers worldwide, we know what it takes to help distributors succeed in today's competitive market.
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As companies grow, their organizational structure and decision-making processes may expand in complexity beyond managements' ability to run that business by the "seat of their pants." When this happens, they need a solution that offers true business intelligence in order to make well-informed decisions. This white paper examines QuickBooks Enterprise Solutions and Sage MAS 90 ERP with respect to their business intelligence capabilities and provides an overview on their key components and benefits for your business.
Request this free White Paper to examine what accounting system is right for you!
Written by Charles C. Chewning Jr., Solutions; Sponsored by Sage Software
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Vigilant and systematized risk management is as important for smaller companies that build or distribute electronics or computer components as it is for Fortune 500 corporations in their industry. Consequences grow as firms expand into one-stop solution providers and handle high volumes of more items on a global scale.
As these firms continue to expand into one-stop solution providers and handle high volumes of more items on a global scale, they can't afford to be so exposed to risks that can jeopardize their operations and market value.
Risks posing the greatest threat are:
- Compliance with environmental regulations to eliminate hazardous substances and mandate recycling
- Balancing inventory levels to shifting market demand to maximize revenues and minimize inventory write-offs
- Ensuring product quality
Prepared exclusively for Sage Software by Industry Directions, Inc.I am interested to get this free subscription!
The Economic Stimulus Act of 2008 was designed to make increased spending by business more attractive for the 2008 tax year. This provides companies with incentives to purchase assets and improve their business, enabling enterprises to reduce the cost of qualifying property by purchasing it and placing it in service in 2008. Careful planning will ensure that companies can write-off a larger portion of their asset purchases.
Read this white paper to learn more about the depreciation changes in the legislation that affects your enterprise. Explore how you can maximize your benefits by analyzing the timing of asset purchases.
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Every year, whether a company's financial reporting is based on a calendar year or a fiscal year, the time inevitably comes to close the books. Many companies enter into the year-end close process without the details and information necessary, and must sort through various files to compile everything that is needed. Implementing best practices year-end close processes can reduce the time necessary and can save the company a significant amount of money.
This white paper provides the steps you can take to reduce the time it takes to perform the year-end close process and eliminate the apprehension and anxiety that comes every year with the closing of the books.
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This white paper illustrates precisely how Sage FAS integrates with ERP systems to provide businesses with the best of both worlds in fixed asset and financial management. It also details the many benefits companies can enjoy by combining Sage FAS with existing ERP systems. These benefits include:
- Regular tax updates
- More robust functionality
- Cost savings
- Knowledgeable support from depreciation experts
- Enhanced compliance
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In the world of accounting, the savings potential of improved fixed asset management is often overlooked, yet sound fixed asset management can yield substantial tax savings in depreciation deductions.
The goal of this paper is to help you learn about best practices for fixed asset management and suggests tips for implementing them in your organization. These best practices will help you to seek out potential savings in your fixed asset base and show you how to save time in the process. The suggestions will guide you in how to:
- Establish an accurate baseline of fixed assets
- Select the right tool for the job
- Rely on accurate depreciation calculations
- Stay up to date with legislative changes
- Produce targeted financial reports
- Get trained on the system you employ
- Add modules or services when appropriate
In the final section, you will be introduced to the Sage line of Sage FAS Fixed Asset solutions and learn how these fixed asset management tools can build the foundation of your future best practices.
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In the world of accounting, the savings potential of improved fixed asset management is often overlooked. It's difficult to find the time and tools to devote the attention to fixed assets that they deserve. Yet assets like land, buildings, transportation, and manufacturing equipment represent the largest investments most companies make. Sound fixed asset management can yield substantial tax savings in depreciation deductions. Conversely, sub-optimal fixed asset practices can threaten the accuracy of financial reports and negatively impact your bottom line. Establishing the highest standards of depreciation accuracy and best practices in fixed asset management will pay off in savings and efficiency whether you are a Corporate Accountant, CFO, Government Asset Manager, CPA, or a Nonprofit Executive.
These best practices will help you to seek out potential savings in your fixed asset base and show you how to save time in the process. The suggestions will guide you in how to:
- Establish an accurate baseline of fixed assets
- Select the right tool for the job
- Rely on accurate depreciation calculations
- Stay up-to-date with legislative changes
- Produce targeted financial reports
- Get trained on the system you employ
- Add modules or services when appropriate
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In 2002, Congress passed new regulations designed to improve corporate governance of public corporations and reduce fraudulent corporate financial reporting. The US Public Company Accounting Reform and Investor Protection Act of 2002, commonly referred to as the Sarbanes-Oxley Act, hopes to rebuild investor confidence in public corporations after the wave of high publicity corporate accounting scandals that began with the Enron crisis.
The Sarbanes-Oxley Act places new burdens on corporations, imposes strict penalties for non-compliance, and holds CEOs' and CFOs' personally responsible for the accuracy of their financial reporting. Section 404 of this act requires a corporation to report on the effectiveness of their internal controls and requires an external auditor to attest to this statement. Consequently, corporations must now document their internal control structure and evaluate its effectiveness to ensure the accuracy of financial data. Compliance with Sarbanes-Oxley includes paying particular attention to IT systems that can impact financial record-keeping and reporting.
Compiling an accurate financial picture of a company requires accurate fixed asset records as well as compliance with applicable tax laws and regulations for acquiring, depreciating, and disposing of assets.
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Congress recently passed the Economic Stimulus Act of 2008 intended to fuel the United States economy through tax incentives aimed at encouraging businesses to increase investments in equipment, software, and other qualifying assets in 2008.
Tax code changes under the Act allow businesses to write off up to $250,000 of qualifying Section 179 property in 2008. In addition, businesses will be able to deduct an additional 50% off the cost of certain investments with an expected life of 20 years or less.
With the return of bonus depreciation benefits, nearly double the Section 179 expensing limits, and increased investment limits, this year's Economic Stimulus Act is expected to encourage more businesses to accelerate capital investments into their 2008 budgets allowing them (and our economy!) to keep growing into the future. This document explains:
- Key components of the Act
- How these changes affect your business
- How to take full advantage of these benefits, including opportunities for:
- Maximizing Section 179 expense increases by carefully choosing longer-life assets and placing them in service at the appropriate time
- Using Bonus Depreciation to quickly recover the cost of equipment, software, and other qualifying asset purchases made in 2008
- Managing complex tax code changes through the use of software
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In addition to reducing the tax and insurance costs associated with ghost assets, comprehensive fixed asset management software will help you save time and avoid the hassles of managing assets manually in spreadsheets, maximize depreciation by choosing the best depreciation methods for tax planning, establish better internal controls and audit trails, produce more accurate financial reports, prepare for business continuity in the event of a disaster, and more.
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Sage Software has a tool to help you make the process of selecting your software easier and more successful: Our must-read complimentary guide, How to Access and Buy Business Management Software. With over 25 years of experience and over 5 million customers worldwide, we know what it takes to help distributors succeed in today's competitive market.
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Selecting the best accounting system for your organization is a critical business decision. It takes plenty of resources, including dollars and time. But with this complimentary, fact-filled information kit, "5 Mistakes to Avoid When Choosing Accounting Software," from Sage Software it just became a whole lot easier. With over 25 years of experience and 4.7 million customers worldwide, we know what it takes to help businesses succeed in today's competitive market.
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Given that most companies can benefit from business intelligence tools, the real question is how much of this technology constitutes a good investment of time and energy? Based on the size of your company and budgetary constraints, determining what BI tools are needed for efficiency and profitability is a common goal. This information, provided by Sage Software, informs you of five of the most common business intelligence myths and provides guidelines for a high-performance, low cost solution.
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You're under pressure from commoditization, globalization, and increased regulatory and compliance directives; customers are more demanding about the kind and quality of service they receive; existing legacy systems are creating daunting and complex need for integration. Sterling Commerce enables you to cut through these overwhelming complexities, simplify IT environments, and drive profitable growth on a global scale.
Your Financial Services Executive Kit includes:
- Payments Transformation: One step at a time - Tower Group
- Helping Financial Institutions Manage Operational - Risk White Paper
- Sterling Multi-Enterprise Finance Gateway: Helping financial services organizations meet the needs of their corporate business customers
- BNP Paribas case study - Russell Investment Group case study
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The step-by-step guide includes important decision-making considerations such as benefits and costs across some of the top Finance & Accounting solution providers for small to midsize companies.
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This solution comparison guide lines up the key vendors in the market and compares the most important factors in purchasing Finance & Accounting solution software and services for small to midsize companies.
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This comprehensive checklist will help you determine and prioritize which questions to ask vendors as it relates to your company.
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Imagine the possibilities if your Finance and Accounting can be automated and better connected to all systems and processes throughout the company.
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Equip yourself with these in-depth questions before evaluating and interviewing vendors to find the right solution for your business.
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With so many credit card processing companies in the market, and without adequate knowledge of this trade, it is hard to decide which merchant services provider is the best for your business. This Buyer's Guide addresses the most common questions merchants have about how to save on credit card processing, while providing up to three credit card processing vendors that can immediately quote you on their services.
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Business Cash Advance offers you fast working capital based on future credit card sales. You can obtain business funding quickly without guarantees, liens, or collateral normally required for small business loans. To be eligible for business cash advance you need to be in business for one year and process an average credit card sales volume of at least $5,000 per month.
When you need urgent funds for your business, there are more than just banks to turn to. Using this buyer's guide, you'll learn the ins and outs of business cash advance, its positives and negatives, and tips on selecting reputable BCA providers, while providing up to three business cash advance vendors that will immediately quote you on their services.
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Rapid product training and increasing sales revenue are immediate challenges to the financial services industry. Discover how Financial Services organizations are accelerating these business processes through web collaboration.
In this white paper you will learn how Financial Services organizations have reported significant gains in the following areas:
- Decreased time-to-market.
- Improved effectiveness of training.
- Increased cost savings.
Web collaboration provides these competitive advantages by enabling effective product rollouts that result in shortened sales cycles and increased employee productivity.
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Rapid product training and increasing sales revenue are immediate challenges to the financial services industry. Discover how Financial Services organizations are accelerating these business processes through web collaboration.
In this white paper you will learn how multiple Financial Services organizations have rapidly and effectively trained a globally dispersed audience. You will also gain insight, from customers, into how WebEx is helping to create an e-learning ecosystem that offers complete solutions to streamline the process of making critical business knowledge available to the right people at the right time.
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The unfortunate rise in business disruptions from natural disasters, accidents, and human intervention increasingly proves how business continuity and disaster readiness planning is necessary to any responsible business operation.
While the nature, degree, and consequences of a disruption will vary, well-thought planning and the right systems infrastructure can clearly make the difference between inconvenience and catastrophe in the event of sudden interruption.
Download this White Paper to learn how to protect your business from unplanned disruptions!
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A modern day Electronic Records Management (ERM) system must be capable of supporting a diverse number of statutory laws, be flexible enough to adapt to new rules and regulations, handle the continued tremendous growth in electronic records, and be accepted by the user, who has to actually use it. As many companies have learned, if a system of any type hinders, rather than helps the user, that system may simply not be used.
While enabling compliance with federal and state regulations, and supporting internal business practices is absolutely required, an ERM system must also make solid financial sense to the company.
Find out more by downloading this White Paper today!
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Dillard's, Inc., teams up with Xerox to improve document efficiencies while enhancing information flow between its corporate office and nationwide stores.
The Solution:
- Xerox Office Document Assessment
- Strategy Implementation
The Results:- Factual data for informed executive decision-making
- Thorough plan and blueprint for change
- Detailed cost analysis and savings hypothesis
- Streamlined document-handling processes that save time and money
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Print Management provides a breakthrough answer to today's top business challenge: reducing overhead without harming productivity. Jim Salzer of DocuAudit Intl. shows how Print Management allows you to control documentation expenses by outsourcing the management of your current print environment.
Written by: Convergence Consulting, Inc.
Sponsored by: DocuAudit International
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Managing today's enterprise is an extremely complex undertaking when your big-picture view is very wide and multi-dimensional. This inherent complexity is compounded by the harsh and unforgiving nature of today's economic and regulatory climate caused by: the slow recovery from the recent economic downturn, with all its 'do more with less' pressures; relentless global competition, made even more fierce by a wave of partnerships, mergers and acquisitions; ever-increasing demands from customers; and the added pressure from regulatory scrutiny of accounting and financial reporting practices, thanks to the recent transgressions of a few highly visible corporations.
In response to these pressures and to the rapidly growing complexity of today's business environment, a growing number of organizations of all sizes are implementing Corporate Performance Management solutions to achieve a better-managed and optimally performing organization.
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In this whitepaper, learn how successful corporations are using CPM to make the right decisions, based on one financial "truth" that enables them to spend more time analyzing, planning and strategizing how to accelerate business performance and extend competitive advantage.
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Ingersoll Rand implemented Longview Solutions' Performance Management Platform as part of a financial transformation project aimed at bringing new levels of efficiency, speed and control to strategic financial processes. The automation of data collection, improved workflow, more-flexible and more-timely reporting, and greater overall functionality have helped this global industrial manufacturing and services company achieve significant improvements in planning, forecasting and financial consolidation activities.
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The Edinburgh Woollen Mill Group implemented the Longview Performance Management Platform to replace a cumbersome, time-consuming and error-prone budgeting and planning process based on spreadsheets, with an automated system that accelerates the budgeting process. This left more time for finance staff to analyze and understand their financial data. By fully integrating store-level planning input with input from head office, Longview makes it easy for EWM to project a consolidated view of its business and where it's heading. See the benefits of automating your process, such as:
- Time-consuming, error-prone, manual spreadsheet tasks eliminated
- Store-level planning input fully integrated with head office input
- Faster process allows more time for understanding and interpreting data
- Web-based input templates accelerate data collection and consolidation
- Complex calculations handled easily, and flexible, granular reporting
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This paper offers a practical approach to the tax planning process. CFOs don't have to be tax experts, but they do need a basic understanding of the income tax process and the corporate tax structure required to manage and report their company's global income taxes quickly and accurately. Information includes:
- Learning the basics of the Global Tax Process
- Implementing the required infrastructure to manage and report taxes
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The risk and exposure associated with true-name fraud has sparked demand for advanced solutions that can identify this type of activity at the source: the time of application. By implementing real-time, cost effective solutions with a low false-positive rate, lenders will increase compliance with legislation. This paper includes background on identity theft and summarizes the performance of both the original and the refined models. It is designed to help financial institutions learn more about the challenges of risk modeling for fraud.
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Too many finance organizations remain mired in ad hoc and fragmented financial environments, prone to process disruption and swallowed up by tactical demands. The CFOs in charge aren't providing compelling business value and advice. Find out what's different about the CFOs and finance teams that have become truly strategic. Learn how they separated themselves from others in the finance profession, driving their enterprises to new levels of performance. In this paper you will find:
- Four market drivers that are transforming the world of corporate finance
- Three top challenges confronting today's CFO
- Five critical success criteria that have guided top performing CFOs in their finance system investments
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Strict regulatory requirements. Highly competitive environments. Globalization. Ever-growing amounts of performance data. Increasing pressure to do more with less. The imperative to be demand driven. It's no wonder that measuring, reporting and overall business performance are hot topics. Companies in every industry are seeking ways to get a clear, accurate views of operational performance. Essentially, they need an effective, reliable approach to connect operational performance to financial results.
Rod Clarke, an independent consultant researched this topic and produced "The 1% Solution," an executive report with a proposition as profound as it is simple. In "The 1% Solution," Clarke identifies seven core operational measures that can be leveraged to fine-tune a company's enterprise-wide business processes and achieve a higher return on capital employed. He found that each of these core measures positively affects the financial state of a company, in addition to its overall performance.
In this Executive Report ... find out how to connect the seven core operational measures for success in the boardroom with activity at the shop floor and with the customer by cascading the measures through the organization and measuring what its done in a relevant, achievable way.
Use this Report as an actionable framework to drive financial performance.
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To assist in delivering improved overall business performance, CFOs have reasserted their role as owners of both financial and management information and processes. A corporation with the right processes in place is able to turn its attention to added value finance: evaluating strategies, assessing how to drive top line growth, improve the bottom line, and using assets more effectively.
Most management processes are linked to each other in one way or another. Budgeting and planning, for instance, are intrinsically intertwined with other financial processes like consolidation, reporting, risk management and analysis. These processes, in turn, provide critical insight for managing risk, steering corporate performance and shareholder value, as well as making strategic decisions.
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In Ventana Research's new benchmark executive summary, Robert D. Kugel, Senior VP of Research, found "an over-reliance on desktop spreadsheets and lack of consistent processes result in a lot of wasted time." Are you falling into this trap? How can you escape? Download Ventana's executive summary which uncovers five key attributes to effective planning and budgeting:
- Insight - into corporate performance and the factors driving results
- Accuracy - that can support smooth operational functioning
- Alignment - of corporate, departmental, and individual objectives
- Agility - with coordinated responses to change
- Collaboration - across the enterprise
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The retail financial services industry has spent the last decade adapting to the deep structural changes associated with consolidation, globalization, and new regulatory environments. Today, with the ability to grow through acquisition behind most firms, the challenge lies in building on the foundations that have been laid and maximizing the value of existing customer relationships to drive new levels of profitability. Rather than focusing marketing resources on traditional outbound customer acquisition programs, today's leading banks are placing increased emphasis on making interactions more intelligent across all inbound and outbound channels as the means to maximize existing customer assets and meet today's strategic objectives.
Recognizing the challenges and opportunities that companies in the retail finance industry now face, Infor CRM Epiphany has developed a powerful inbound marketing solution for today's leading companies.
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Integrated Business Planning (IBP) is a new term applied to a longstanding objective: to bring together and improve the accuracy of the disparate strands of forward-looking activities across a corporation in order to foster internal alignment and enhance agility. The goal of IBP is to increase the organization's financial return and improve its strategic position. Unlike many business and technology three-letter acronyms, IBP means exactly what it says: It's about planning (not just budgeting) across an entire business (not just one department, business unit or function) in an integrated fashion. IBP incorporates advanced planning techniques, including driver-based planning, rapid planning cycles and rolling-quarters time frames. The paper investigates the planning practices and needs of individuals and organizations as well as the potential benefits from improving their existing processes, information and systems.
Written by: Ventana Research
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Download this white paper to find out how to connect technology to strategies that support the evolution of a CFO to a "wizard"— someone who performs the role of trusted advisor, prophet, sorcerer, and more. Understand how taking a fresh look at current business processes and wisely choosing which ones to improve can ensure an escape from the transaction-focused bean counter role. The 5 strategies include:
- Improving visibility and context of the data employees need to succeed
- Identifying and resolving a business pain that is reducing profits
- Ensuring financial goals and business goals are linked—and attained
- Being a watchdog and vocal supporter of projects that support regulatory compliance (IFRS) and technology investment (XBRL)
- Empowering the organization: ensuring decisions can be made at the right levels
Explore why these topics are most critical in creating order and direction in a changing and sometimes chaotic business climate, and also which technologies can be most helpful in the CFO's pursuit of success and impact.
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As financial institutions begin to pick up the pieces from the last 18 months of disruption and the competitive landscape shifts, many expect a new wave of consolidation as stronger institutions acquire weaker players. The challenge for buyers: rapid integration of the organizations they're acquiring to achieve higher levels of customer service. Even banks committed to going it alone face the challenge of caring for skittish customers in a multichannel environment. In this 1to1 Executive Dialogue, Don Peppers, founding partner of Peppers & Rogers Group, and Steve Muran, financial industry subject matter expert with Infor, talk about the importance of customer retention, the need to integrate disparate sources of data, and the opportunity for financial institutions to rebuild customer trust as a means to competitive advantage.
Written by 1 to 1 Media, Peppers & Rogers Group; Sponsored: by Infor.
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Employee-initiated expenses are the 2nd largest controllable cost after payroll in many companies. But still many companies are struggling to manage an appropriate level of cost containment where T&E is concerned. What are the most important tasks to consider when trying to effectively manage expenses? Should the priority reside in:
- Policy enforcement and compliance
- Mobile access to enter and approve expenses
- Automation and standardization
- Preferred vendor programs
- Paperless processes
Download this white paper to see what your next best step should be in making the most of your expense management process.
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Successful Performance Management initiatives for both government and corporate sectors are characterized by an approach that eliminates old, flawed key performance indicators and replaces them with ones with good integrity, making up-to-date performance information available in a timely manner. Includes performance metrics that can be tracked frequently, a simple scorecard architecture that can be implemented, and focus on tracking of the new metrics rather than re-drawing the score-card to try and make it perfect.
Mark Graham Brown, a leading expert on performance management, examines some of the most common mistakes organizations make when designing and implementing a new performance measurement system including:
- Flawed Metrics
- Overcomplicating the scorecard causing delays in its deployment and adoption
- Failures that can be attributed to shortcuts, mistakes, and failing to listen to advice of experts in the implementation of these programs
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This case study profiles a bank that has experienced dramatic strategic growth as a result of mergers and acquisitions over the past few decades. Along with a tremendous growth in revenue, there was an exponential growth in systems, applications and the transactions that added complexity and forced the bank to expand their internal controls.
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Any action or condition that adds friction, opacity and/or cost to transaction processes detracts from the value sought by the principal parties in a trade. Proprietary market identifiers add unnecessary complexity and risk to the trading community. An open symbology framework for financial instrument identifiers can help the entire community of interest eliminate layers of complexity, introduce process transparency and reduce both operational risk and cost. Organizations can redirect resources to optimize efficiency or drive innovation. This podcast describes how open symbology will affect the securities industry.
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Any action or condition that adds friction, opacity and/or cost to transaction processes detracts from the value sought by the principal parties in a trade. Proprietary market identifiers add unnecessary complexity and risk to the trading community. An open symbology framework for financial instrument identifiers can help the entire community of interest eliminate layers of complexity, introduce process transparency and reduce both operational risk and cost. Organizations can redirect resources to optimize efficiency or drive innovation. This white paper describes how open symbology will affect the securities industry.
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Actuate commissioned Forrester Consulting to conduct an in-depth assessment of the costs, benefits and associated risks of building and deploying operational performance reporting applications on an enterprise reporting platform. Forrester interviewed six Actuate customers who are currently using Actuate for internal reporting of operational performance information within sales and finance.
Forrester found that by moving from a legacy reporting platform to a more flexible and dynamic reporting environment, organizations can realize benefits around greater employee efficiency and improved visibility and consistency of financial information.
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Today's financial services organizations face unrelenting pressure, from niche players at one end of the spectrum and global firms at the other. This pressure continues to undermine customer loyalty and force down margins. Differentiation, innovation, speed to market and customer responsiveness are critical for survival. In this environment organizations need absolute clarity about where their business is heading and how they will get there.
Taking the financial services industry as its subject, Bernard Marr of the Centre for Business Performance at the Cranfield School of Management in Great Britain conducted research based on in-depth interviews with 15 of the world's leading financial services firms, and outlines key measures and best practices for financial services organizations to develop successful approaches to Strategic Performance Management (SPM).
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Actuate commissioned Forrester Consulting to conduct an in-depth assessment of the costs, benefits and associated risks of building and deploying operational performance reporting applications on an enterprise reporting platform. Forrester interviewed six Actuate customers who are currently using Actuate for internal reporting of operational performance information within sales and finance.
Forrester found that by moving from a legacy reporting platform to a more flexible and dynamic reporting environment, organizations can realize benefits around greater employee efficiency and improved visibility and consistency of financial information.
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Today's financial services organizations face unrelenting pressure from niche players at one end of the spectrum and global firms at the other. This pressure continues to undermine customer loyalty and force down margins. Differentiation, innovation, speed to market and customer responsiveness are critical for survival. In this environment, organizations need absolute clarity about where their business is heading and how they will get there.
Taking the financial services industry as its subject, Bernard Marr of the Center for Business Performance at the Cranfield School of Management in Great Britain conducted research based on in-depth interviews with 15 of the world's leading financial services firms (including retail banks, investment banks, universal banks, one central bank and a mutual financial services firm).
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Within the corporate walls of Safeway, at the Employee Service Center (ESC), a team of executives and employees have undergone a transformation. The ESC was the first group within Safeway to participate in a process improvement pilot using Lean Six Sigma to evaluate the company's HR, payroll and accounting processes. The results? A 60 percent reduction in rework, more than $500k in annual savings, and a renewed sense of pride and optimism amongst ESC employees.
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Performance Management is one of the top organizational focuses in 2007, yet there are common traps you must avoid. In addition, there are best practices. Learn them both in this eBook.
When properly implemented, Performance Management provides managers and executives with real-time information to achieve operational excellence, while providing users with visibility into their organizations. This eBook will outline the foundationincluding pointing out common pitfallsfor building and deploying effective Performance Management throughout your organization.
This eBook is co-sponsored by DM Review, BI Review, and Actuate Corporation.
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This analyst paper, written by the Atre Group, will help executives and decision makers, currently exploring solutions for real-time operational enterprise reporting and analytics in understanding the key differences between the tools required for operational and strategic decision-making. Operational decision-making enables day-to-day decisions without which an organization can't survive. Strategic decision-making is for long-term decisions. Strategies are important but without successful day-to-day operations the strategies will be almost like building "castles in the air."
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The Security Standards Council of the Payment Card Industry (PCI) owns and maintains the Data Security Standard (DSS), which is a rigorous set of requirements that all merchants, payment processors, point-of-sale vendors, and financial institutions must follow. The stiff penalties defined by PCI members are designed to ensure that all merchants and service providers work to maintain consumer trust of payment cards since that loss would impact the revenues of all merchants and financial institutions.
Learn how to fully leverage Active Directory to address regulatory PCI DSS requirements, strengthen security, and enhance IT and end-user efficiency and productivity.
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Rising cost of products and services continues to put many organizations under pressure as they strive to improve efficiencies, satisfy customers and provide reliable products at competitive prices. Improving productivity and increasing quality remains a top-of-mind issue for most executives. Pressure to increase productivity has often resulted in a "quick-fix" mentality, where CEOs become addicted to the latest management fad, thinking that it will resolve the company's problems.
This paper examines the reasons why it is important that each company use a template enabling: an understanding of the direction of the organization, its current performance and the selection of the right initiatives that drive bottom-line results. Without this template, the focus is on implementing a methodology rather than on implementing a strategy.
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Small to mid-sized businesses need the same financial performance control and measurement capabilities as a large corporation, but in a solution that's affordable, easy to implement and scalable.
SMBs have generally four alternatives when selecting financial budgeting & planning tools: spreadsheets; accounting/ERP applications; Business Performance Management (BPM) solutions and budget point solutions. This guide looks at the strengths and limitations of each and offers the 10 must-have characteristics of today's best financial performance management solutions.
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A no-nonsense look at transitioning from Excel budgeting to packaged applications. This white paper, authored by BPM Partners, a leading independent authority on Business Performance Management, does the research for you. It proposes a road map to help start the transition from a spreadsheet platform to an enterprise packaged application delivering:
- Greater accuracy
- Stronger reporting
- Easier audit support
- Collaboration and accountability
This is a must-read for any finance professional who is frustrated with spreadsheets for budgeting and wants guidance on their transition to a budgeting solution that delivers more control, accountability and accuracy.
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Cash is the lifeblood of most organizations. Forecasting Cash Flow has become an essential element in SMB growth strategy. But for most companies, 90-95% of planning and forecasting focuses on the income statement. The development and analysis of cash flow is left for the "last day" or the eleventh hour and almost an after-thought in this process even though its use is highly critical to making key strategic decisions.
This white paper analyzes various planning and forecasting tools available to you, beyond the capabilities of spreadsheets, and offers the solutions that allow companies to incorporate Cash Flow reporting into the budgeting and forecasting process.
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Most organizations are drowning in data and have either too many performance measures or none at all. The process of developing and using performance measures, transforming the measurement data into information, and delivering that information to people who need it, should be focused on one key outcome: to better inform decision making throughout the organization.
In this paper, read about how organizations can avoid the common mistake of developing performance measures from the wrong end by identifying what's easy, or defining mostly operational measures. It will also address how to link the development of metrics to strategic results (outcome, output, process, and input measures). By starting with what the organization is trying to accomplish, performance measures can be developed in a logical, connected manner, to help predict future successes or identify possible obstacles to success.
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Performance Management initiatives lose perspective when corporate stakeholders can't look past their own needs towards a big-picture perspective. A healthy Corporate Performance Management initiative must be well integrated through all perspectives. To find out if a Corporate Performance Management initiative is integrated effectively, companies should ask themselves 12 specific questions regarding business strategy, values and targets. A well-integrated CPM can transform a corporation and provide employees with the motivation to grow.
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Datamonitor's survey of over 200 enterprises coupled with its analysis of the market for secure access smart card solutions has revealed:
- Close to 40 man hours per week would be saved by enterprises if identification credentials are replaced by a smart card and single sign on solution.
- 62% of enterprises have experienced problems relating to passwords being shared, borrowed or stolen from within their organizations.
- Only 21% of enterprises are confident that passwords will provide sufficient user authentication for their businesses over the next five years.
- 80% of respondents recognize that smart cards would provide benefits to their organizations.
This is a Datamonitor white paper, Sponsored by ActivIdentityI am interested to get this free subscription!
Businesses thrive or fail based on their ability to identify, define, track, and act upon Key Performance Indicators (KPIs).
Find out how Key Performance Indicators are utilized to make decisions that drive their organizations forward by reading this research report by the Aberdeen Group and sponsored by Actuate.
This research report is written by Aberdeen Group, Sponsored by Actuate.
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Effective executive dashboards that communicate complex information quickly are the crux to smart, timely, business decision making. Find out what key variables make up an Effective Executive Dashboard that can translate information from various corporate systems into visually rich presentations and useful information executives can easily interpret.
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For many organizations, implementing a Performance Management initiative properly requires not only developing good business strategies and aligning the key indicators that drive success, but also involves overcoming internal operational challenges. This white paper highlights all the common challenges, pitfalls and benefits of implementing an on-demand (Software-as-a-Service model) Performance Management solution, and compares this delivery model to a traditional on-premise deployment. The end result of each is to ensure organizations are not flying blind, and are instead making informed business decisions.
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Effective execution of strategy is a challenge for many organizations. The most common problem is that employees lack the measures to guide their behavior and decisions. Without clear goals and performance metrics, employees are myopic, focusing only on what is in front of them and not on the overall requirements. This White Paper shows how analytics identifies performance gaps, analyzes problems, and helps select the decisions that lead to the best results.
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When the economic outlook is good, most executives focus on growing sales. It's only natural. But when the economy slows and times get tough, the focus inevitably shifts. Most executives turn inward to reassess business operations, as they face hard choices on how to manage the company.
As businesses struggle to survive a downturn, leaders generally behave in one of three ways:
- "the ostrich" - preserve the status quo, and just hope for the best
- "the bull in the china shop" - blindly cut expenses across the board
- "the fox" - use the downturn to make your business more effective so when growth returns you'll be in a stronger competitive position
Coupa encourages leaders to behave "like a fox." Instead of viewing a recession through fearful eyes, use it as a means to pounce on emerging trends – and to get lean, mean, and in position to crush your competition as economic conditions improve.
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Your business has just spent months updating its processes and implementing a brand new e-procurement system. A consultant you hired has modeled the ROI and determined your new system will save the company hundreds of thousands of dollars a year through process simplification, automation, and better prices. So you happily turn the new system on, send out a "go live" memo, pat yourself on the back, and wait for the savings to roll in.
But they never come. Your first monthly report indicates that the business is spending just as much as before, and, to your dismay, no one appears to be using the new procedures.
What happened?
Your business overlooked one key aspect of success: employee buy-in.
Don't let this common mistake happen to your project.
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Achieve more accurate budgets, timely re-forecasts and improved decision-making with this outline of best practices and related technologies used by leading companies.
The corporate budgeting, forecasting, and reporting process presents a formidable challenge to many companies. Companies that are able to address budgeting obstacles and improve their process are rewarded with:
- More accurate budgets
- More timely re-forecasts
- Improved decision-making
- Fostering a disciplined financial management culture that delivers a true competitive advantage
Learn how you can achieve these goals. This paper
Best Practices for Budgeting, Forecasting and Reporting outlines the best practices and related technologies used by leading companies.
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Ensure that the success of your business depends on its operations and not unpredictable economic factors and volatile currency rates. Hedge your currency risks – Learn how.
- Clear up the top 3 myths associated with currency hedging
- Learn how to identify and mitigate your company's FX risks
- Discover the key elements for a successful FX risk management strategy
- Protect your company from changes in an uncertain economy
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Are you getting the information you need to make timely business decisions? Is the business information you receive always reliable, or are errors introduced through the use of multiple spreadsheets with each user making their own changes? New technologies provide the ability to dramatically reduce the time needed to collect, review, and distribute information critical to the success of your business, while significantly reducing the potential for errors.
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The corporate budgeting, forecasting, and reporting process presents a formidable challenge to most companies, regardless of size or industry. Budgeting is often seen as burdensome and time consuming. Yet budgeting is also a crucial element of financial management, which in turn is a huge contributor to a company's overall success or failure. As a result, companies that are able to address budgeting obstacles and improve their process will be rewarded with:
- More accurate budgets
- More timely re-forecasts
- Improved decision-making
Companies can overcome planning challenges and achieve these goals by applying budgeting and forecasting best practices and leveraging new technologies.
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The premise of Business Performance Management (BPM) is simple: companies can optimize performance by setting goals, monitoring progress against those goals, and quickly reacting to change. Companies that embrace BPM are able to:
- consistently achieve ambitious objectives
- easily identify unexpected trends
- respond advantageously to outpace their competitors
If the premise and processes are so straightforward, why are most companies unable to achieve exceptional performance? Most companies engage in all the appropriate steps, however many companies have not linked these steps together into an integrated, unified financial management process. Consequently, the majority of companies face significant inefficiencies and redundancies in their financial processes.
Fortunately, the path to improved performance management does not have to be difficult. This white paper examines both the challenges of poorly integrated financial processes and the benefits of a unified approach. It also reviews technologies that enable companies to adopt BPM best practices.
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IT security is on everyone's mind nowadays. In addition to such worries the finance and banking industry has to comply also with the Payment Card Industry Data Security Standards.
Identity theft has become a major concern. The increase in stolen data has led to the hassle of consumers not only monitoring their credit card bills, but their entire credit history. PCI was created to avoid potentially catastrophic security incidents and create a baseline of accountability for those organizations involved in transacting business using their credit cards.
eEye understands how this standard applies to all members, merchants and service providers who store, process or transmit credit card data. In addition eEye understands how the standard applies to all system components defined by as "any network component server, or application included in, or connected to, the cardholder data environment."
Allow eEye to offer you some materials to help you face your challenges. eEye has helped many small and large organizations such as Prudential with their IT security challenges. This white paper outlines how you can:
- Build and Maintain a Secure Network
- Protect Cardholder Data
- Maintain a Vulnerability Management Program
- Implement Strong Access Control Measures
- Regulatory Monitor and Test Networks
- Maintain an Information Security Policy
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In today's knowledge age, the ability to turn information into insight in response to market movements is core to sustainability. This report conducted by the Economist Intelligence Unit examines the challenges and rewards of organizational agility, particularly in tough economic times. More than 300 executives around the world were surveyed on the benefits, challenges and risks associated with creating a more agile organization.
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Accounts Payable (AP) personnel know the pain of invoice processing. The paper-based transactions typically used by AP departments result in labor-intensive and time-consuming processes - which often yield late or incorrect payments, missed discounts, and significant legal risk. A complete AP automation solution optimizes the entire purchase-to-pay process, from invoice entry, approval routing, and payment processing to error resolution and archiving.
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Accounts Payable (AP) departments are looking for new and innovative means to automate paper-based and labor-intensive processes, due to the economic downturn and increasingly stringent regulations. In this report, leading analyst PayStream Advisors profiles the use and benefits of IWA solutions and highlights the trends in the evolving AP automation space.
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In this free white paper, learn how to make sound trading decisions based on a clear vision of the changes now affecting the US market trading environment. Discover:
- How market factors are creating a fundamental paradigm shift, blurring the line between buyside and sellside
- The three key factors changing the relationship between trading sides, and how to make sure you've got them on your side
- Why the average execution has plummeted to around 400 shares—and how to make small trades work for you
- The three evolutionary phases trading is about to go through—and how you can not only survive, but prosper in the face of change
A fundamental shift in trading markets has already begun. It could be an unprecedented opportunity—but only if you truly understand how to take advantage. This free white paper is your first step. Download it now.
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Over the past three years, credit issuers have aggressively acquired new consumer accounts in order to gain critical mass within their portfolios. With consumer friendly affinity offers, attractive teaser rates, and innovative credit terms, credit marketers have spared no expense in attempting to one up their competitors, emphasizing portfolio growth over profit margins and prudent portfolio risk.
Credit risk management as a discipline, and the process of portfolio and account management are areas of renewed emphasis for financial institutions and, as of late, often the primary concern of institutional lenders.
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Financial institutions have adopted the method of cross-selling a wide range of products to customers as a mantra for growth. With hundreds of cross-sell solutions in production for a wide variety of customers, Equifax has gained a unique perspective over the past decade to help financial institutions implement successful cross-sell programs and best practices. Part I in this series will take a look at:
- Why relatively few institutions have been able to make the transition from ad-hoc selling to successful, long-term cross-sell programs
- The barriers that must be overcome to cross the chasm between what institutions want to sell and what their customers want to buy
- Why institutions must become effective relationship managers before they can be effective cross-sellers
- An iterative, walk-before-you-run approach to implementing a long-term cross-sell program
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This Equifax white paper provides deep insights into the different types of mortgage fraud that exist in today's marketplace and suggests solutions to aid mortgage brokers and how to avoid fraudulent activity. This paper includes information on the 'Top 10' high-risk states, where mortgage fraud is the most prevalent, and an overview of the preventative legislative measures these states have taken.
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This free white paper explores the ways firms like yours are benefiting from installing automated reconciliation in their back offices. One of the simplest steps companies can take to become more efficient and profitable, automated matching is quickly becoming a competitive necessity.
Learn:
- How automated reconciliation can boost productivity, scalability, compliance, and client service
- The key capabilities to look for when considering reconciliation IT frameworks
- The pros and cons of three possible automation routes: homegrown, vendor, and hosted solutions
- The most effective procedure for modeling a reconciliation workflow
- Why sticking with manual reconciliation is costing you opportunities
Plus, get a step-by-step breakdown of the upside of automation, as well as the potential risks to avoid.
If you've been considering automated reconciliation, or simply wondered about the trades you're missing, download this free white paper now for a crisp and balanced analysis.
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This Moody's Economy.com special study utilizes unique data from Equifax and Moody's Investor Services to assess future levels of credit degradation and where the greatest challenges will be realized. The study evaluates the threat mortgage credit problems pose to the housing market and broader economy, and the scenarios under which these problems could result in an economic recession.
This special report is written by Moody's Economy.com, Inc., Sponsored by Equifax.
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Lenders have long been on the receiving side of rigorous oversight and scrutiny from legislators and regulators. The last 10 years in particular have resulted in an unprecedented number of additional mandates requiring banks and other financial institutions to commit an ever-growing amount of resources to regulatory compliance.
According to an American Banker poll, the implementation of the Financial Services Regulatory Relief Act in 2006 did little to relieve the sense of regulatory burden felt by lenders. Rather, the impression is that the burden is increasing.
This white paper will review some of the key pain points associated with selected regulations, and explore how technology can help to lessen this burden.
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Traditional industry consensus is that consumers typically pay their bills according to a certain hierarchy. The subprime mortgage dilemma, however, has facilitated an emerging trend in consumer payment prioritization. This white paper details Equifax research that examines how prevalent this reprioritization is and provides insight into the type of consumers who exhibit this behavior.
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In today's fluctuating economic environment, companies, especially financial institutions, stand to make strong gains from decision management if it is applied correctly. The introduction to this white paper, written by James Taylor, an expert in decision management, delves into predictive models, business rules and Champion Challenger testing as elements of successful decision management. The paper further examines the relevance of decision management to credit risk, how business rules can be defined and managed and how what-if analysis and Champion Challenger testing improve results.
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The use of income data for assessing consumer credit applications is an established pillar of credit risk assessment. However, many current standard collection and employment verification processes are highly manual and costly. With the acquisition of TALX a data repository of consumer employment verification and income data Equifax sought to evaluate the impact automated access to employment verification might have on collections recovery rates. This paper summarizes the analysis Equifax performed to validate the degree to which the Employment Indicator separates collection performance within the various ranges of a statistically valid recovery score.
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There is every reason to believe that history will replay itself during this current financial crisis with a new wave of corporate compliance requirements. Estorian LookingGlass helps companies introduce the orderly processes that they need to moderate and enforce policies across multiple content types.
Estorian LookingGlass combines the power of an email archiving system and eDiscovery tool into one to give companies the foundation they need to comply with today's and tomorrow's legal requirements. Available in a software as a service model, organizations can deploy LookingGlass immediately and still have the ability to scale the software as business demands dictate.
Published by: DCIG, LLC.
Presented by: Estorian
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Business Process Management (BPM) is a term that many organizations are using to define a means to solve the challenges facing a company's procedural needs in tying these different operations together. However, as technology vendors are establishing BPM solutions, they often fail to focus on the entire organization, leaving certain segments of the enterprise fragmented and fending for themselves.
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This joint study of over 280 executives conducted in September 2010 by AIPMM and Accept Corporation evaluates corporate innovation performance in 2010 and investigates what new priorities, goals or strategies are being planned for 2011 to achieve profitability and drive long term growth in this volatile business environment. In this survey report you will gain insight into:
- How to benchmark against the pioneers
- Why products fail
- Key steps to take for Product Innovation Success
Find out today what new priorities, goals and strategies are being implemented to drive growth in 2011.
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This Contact Center Strategy Guide is intended for executives and managers working in the Contact Center environment within the financial services industry. It introduces the six essential strategies contact centers must adopt to advance from basic cross-selling activities to the level of dynamic cross-selling, realize the cost efficiencies and revenue benefits such a change can deliver.
- The reasons basic cross-selling isn't good enough anymore.
- The power of focusing on customer value.
- Specific strategies for making the transition.
- Examples of dynamic cross-selling in action.
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Many executives are concerned about trends such as high demand for resources and the acceleration of business. They also question whether their traditional planning, budgeting, and forecasting tools will allow them to be successful or even survive. The good news is many organizations are finding success by adopting rolling forecasts as the means to become more adaptive. This white paper reviews common traditional budgeting problems and provides answers for your organization.
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Dan Vesset, IDC analyst and the author of this paper, states that research shows that over the past 2 to 3 years, business analytics has become one of the top two IT investment priorities for organizations of all sizes. IT is under increasingly greater pressure to deliver on the promise of a comprehensive performance management solution based on a robust business analytics environment. This requirement is more difficult given the trends outlined and addressed in this paper, and Mr. Vesset recommends requirements for both IT development and organizational change.
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In a financial environment governed by increasingly stringent regulations and consumer demands for privacy, bridging those gaps, while still ensuring the necessary flow of information among partners and within the organization, has become critically important. In addition to examining these requirements, this white paper discusses a way to fulfill them that usually goes by the name of Managed File Transfer (MFT). The topics included in this white paper are:
- More Data + More Regulations + More Partners = More Challenges
- The Evolution of File Transfer
- Comprehensive, Controlled, Centralized Information Exchange
- Leveraging the Trading Hub
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The global economic crisis is changing how banks and insurance providers operate and compete. It's forcing them to rethink business models and make hard choices about how to invest resources and which services to deliver. To succeed, banks must take a fresh look at how they operate, where they invest and how they manage technology.
This white paper describes a new approach for how banks can connect to corporate customers and use a Managed File Transfer (MFT) platform to simplify data transfers, lower costs and deliver compelling services to customers.
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With file sizes increasing and security becoming more important than ever before, companies are determining that email and FTP are no longer adequate for transferring critical files either inside or outside the organization. These best in class companies have found that these methods do not give the organization the audit trails, reports, security, or performance needed for secure, effective and efficient B2B file exchanges.
Download this white paper today to learn why leading companies are turning to a more innovative and comprehensive approach called Managed File Transfer as a Service.
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Whether users are transferring files between trading partners or within an organization, Inovis manages the entire MFT lifecycle and is the only enterprise-wide service that spans the disparate platforms found in a typical business. From onboarding and visibility, through communications and exception management, Inovis ensures users' business-critical information is standardized, synchronized and streamlined.
Whether delivering MFT as an outsourced service or deploying solutions behind the corporate firewall, Inovis manages governance and security standards so all the transferred data meets strict industry requirements. Drawing on its more than 25 years of experience, Inovis is redefining the way companies execute managed file transfer and accelerating growth while achieving core business objectives.
View this Executive Brief to learn more about how the Inovis Managed File Transfer solution can work for you.
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This white paper highlights why companies need to undergo some level of transformational change in order to drive continuous improvement initiatives. Find out what necessary capabilities and codified best practices will enable your organization to develop and execute on corporate strategy, identify key initiatives, manage resources and react to change quickly to effectively meet company goals and objectives.
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Today many finance executives are going "back to basics," but that's just the beginning. They're also relentlessly seeking creative ways to help ensure they maintain the cash flow their companies need to continue operating. Some of these include:
- Re-evaluating their financial toolkit
- Looking for operations and back-office efficiencies
- Considering "one-off" savings such as selling assets
The competition is already using these ideas and more to save money and maintain liquidity. Find out how you can implement them too. Download now for free.
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There are always key areas of any business that cannot be cut if the business is to remain ready for an economic upswing. Find out how some companies consider the current climate a window of opportunity to:
- Invest in core activities
- Cultivate the most qualified employees
- Maintain customer relationships
To see how other midsize companies are allocating their spend more efficiently. Download now for free.
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Great leaders are at the hub of every great business. Their companies embody strategic vision, operational excellence, superior service, and – yes – outstanding revenue.
This begs the question: can anyone become a great leader? "Increasing Business Profitability Through Leadership Coaching" answers that question as you discover how one-on-one coaching will:
- Enable you to flex your leadership style to effectively manage any situation.
- Help you increase your employees' motivation as you recognize and address their five core needs.
- Make you comfortable and confident in resolving conflict situations.
- Teach you how to use metrics and accountability to improve your company's bottom line.
And there's more! To find out the full array of skills that leadership coaching can bring you, download "Increasing Business Profitability Through Leadership Coaching" today!
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Employee performance feedback. It's supposed to be the foundation for performance, initiative, motivation, growth, and success. Too often, however, it backfires: producing decreased performance, damaged relationships, and lowered morale. Why?
"Transforming Employee Performance Through Effective Feedback" exposes the 8 most common mistakes leaders, executives, managers, and supervisors make when giving employee performance feedback. It then goes on to reveal:
- A proven six-step method for producing positive performance.
- The single most deadly word you can use with an employee.
- How to collaborate effectively with your employees to see change happen.
- The secret to keeping your key employees working at maximum productivity.
… and that's just the beginning! If you want to turn your staff into a team of all-star performers, "Transforming Employee Performance Through Effective Feedback" is for you!
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Numerous memos but no communication. Inconsistent and reactive leadership. Crisis following crisis with no relief in sight.
Does that scenario sound all-too-familiar? If so, there is hope – and help. Discover the three tools that pulled the Margaret George School from the brink of collapse and transformed it in less than a year into one of the "Best Places to Work" with:
- Improved management and staff communications.
- Streamlined day-to-day operations.
- Consistent, constructive employee performance feedback.
- Renewed vision and corporate direction.
If your company is struggling with stress, inefficiency, and frustration, "3 Ways to Overcome an Organizational Crisis" is your guide to positive change! Download your copy today!
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At times, your business may face issues that are both extensive and complex. When that is the case, you need a trusted advisor. A trusted advisor will help you:
- Set and prioritize business goals
- Create a strategic development plan
- Grasp opportunities in the company, industry, or market
- Address internal and external business challenges and obstacles
- Increase employee motivation and engagement
- Gain traction through enhanced operational processes
- Improve productivity and ROI
But how do you choose someone to become your trusted advisor? "
8 Questions to Ask Before Selecting a Business Advisor" provides you with eight important questions you should raise prior to contracting with an advisor. These questions will help you:
- Set appropriate expectations for the advisor-client relationship
- Identify the qualifications you should look for in an advisor
- Evaluate the advisor's proposed process for working with your company
- Determine if the advisor can help you execute your strategy effectively
… and much more! To find out how to choose a trusted advisor who can help your business achieve the next level, download "
8 Questions to Ask Before Selecting a Business Advisor" today!
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At a certain point in any business's development – often just after a growth spurt – momentum slows down. Sales drop off. Manufacturing timelines get longer. Internal communications seem to die on the vine.
When this transition period is reached, it is a common practice to call together the management team and engage in a strategy session. Goals are defined. Objectives are set. Plans are made. But all too often, what follows is … nothing.
Patently, traditional strategic planning isn't always the best solution. "The Key to Dynamic Business Growth" presents a radical and counter-intuitive proposition: when you need to make changes in your business, don't engage immediately in strategic planning. You'll discover:
- 3 common reasons that even the best strategic plans get derailed.
- 5 key benefits to be gained from focusing on daily operations before tackling strategic planning.
- 3 business areas to address to transform your daily operations.
Plus, you'll find three case studies demonstrating how the process works – and why! To find out how to keep your business growing strong, download "The Key to Dynamic Business Growth" today!
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Whether it's more frequent cost reviews and forecasts, engaging your staff to help reduce expenses, or initiating compensation freezes, financial executives are looking everywhere for ways to enhance profitability. Learn more about how they're:
- Tracking liquidity and cash flow
- Seeking efficiencies in capital and overhead
- Inspiring staff to help manage costs
See how other midsize companies are shifting their focus to boost the bottom line. Download now for free.
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Since 1997 Apple has delivered a whopping 3188% industry-adjusted return, outperforming all competitors through 2008-2009. How do they do it? Apple's market-driven culture, inspired from the top leadership down, influences the decisions of its 35,000 employees to constantly deliver the best value for customers. In this paper you will get:
- Key insights into what you can do to make a change
- A peek into what others have done through a variety of case examples
- Introduction to the new imperative metric for 2010
This new white paper reveals to you the most important challenges facing senior executives in 2010. Why shouldn't you know?
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Since 1997 Apple has delivered a whopping 3188% industry-adjusted return, outperforming all competitors through 2008-2009. How do they do it? Apple's market-driven culture, inspired from the top leadership down, influences the decisions of its 35,000 employees to constantly deliver the best value for customers. In this paper you will get:
- Key insights into what you can do to make a change
- A peek into what others have done through a variety of case examples
- Introduction to the new imperative metric for 2010
This new white paper reveals to you the most important challenges facing senior executives in 2010. Why shouldn't you know?
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Since 1997 Apple has delivered a whopping 3188% industry-adjusted return, outperforming all competitors through 2008-2009. How do they do it? Apple's market-driven behaviors, inspired from the top leadership down, influences the decisions of its 35,000 employees to constantly deliver the best value for customers. In this paper you will get:
- Key insights into what you can do to become a market-driven business
- Case Studies on what others have done before you
- Introduction to the often forgotten but imperative metric for business success
This new white paper reveals to you one of the strongest predictors of superior business performance, which you should know about as an executive. Don't miss out.
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Extending payment schedules while speeding up collection may help ease strains on your company's liquidity, but it increases tension in the market that could grind business to a halt. That's why Corporate Card expense management products are superior to using petty cash and checks.
- The supplier gets paid quickly
- Your company gets the float
- You save on the labor of processing paper-based payments
Download now for free.
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Don't miss the opportunity to improve your organization's ROI at the same time you develop your leadership talent. Executives find out more about:
- The hard cost/benefit rewards of mentoring
- The value of retaining key talent
- The paybacks in leadership and diversity mentoring strategies
This new Executive Brief is a business case for managers to leverage executive leadership talent through mentoring.
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Gain insight on how investing in Metastorm software can help you make smart cost reductions, operate more efficiently with fewer resources, and keep your business operating at an effective level to ensure you are well-positioned to leap forward as a faster, more effective and more agile organization during the approaching economic rebound.
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This eBook will explore how to leverage the latest in Enterprise Business Architecture (EBA), Business Process Analysis (BPA) and Business Process Management (BPM) disciplines and technologies to ensure your business has the right strategy, the right playbook, and the most agile, top-performing athletes playing the game – to ensure you emerge as the champion of your league.
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Fueled by knowledgeable and demanding customers, increased regulatory scrutiny and reduced earnings, cutthroat competition for business is forcing companies to transform their current Revenue Management processes. Delivering optimal pricing, effectively managing deal and contracting processes, and staying in compliance with governmental requirements have become quite a challenge for companies.
Written by the Yankee Group; Sponsored by Model N
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Over the past few years, Aberdeen has been following the emergence of Software-as-a-Service (SaaS) as a viable platform for Business Intelligence (BI) deployments. In the SaaS model, software itself is not licensed or owned by the organization; it is provided as a service and rented. The service is usually paid for on a subscription basis, and fees may be assessed on enterprise-wide use, on a per user basis, or based on other measures such as data volume. This report is the second in a series exploring the growing adoption and maturity of SaaS BI. Based on data drawn from Aberdeen's agile BI research (Agile BI: Three Steps to Analytic Heaven), this document highlights the economic benefits that can accrue from the adoption and use of Software-as-a-Service in comparison to traditional BI deployments.
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Enterprise Resource Planning (ERP) has long been a crucial tool for manufacturers to discover potential efficiencies, standardize processes, reduce costs, and provide visibility for informed decision making. Since the widespread adoption of ERP in manufacturing, other industries have followed suit and are now using ERP to manage and improve their business performance. For example, Aberdeen's 2011 ERP survey of 52 retail organizations, Aberdeen finds that 83% are currently using ERP. Still, 51% of those ERP systems are less than five years old. While 35% of ERP solutions in top performing retail organizations are over seven years old, this is true for only 23% of ERP implementations in all others. Evidence of the fact that 93% of leading retail organizations is using ERP compared to 73% of all others, shows that the benefits of ERP have been taken advantage of in leading retail organizations and those organizations that are lagging behind could benefit from using ERP to catch up.
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Food & Beverage (F&B) manufacturers started out slowly in adopting Enterprise Resource Planning (ERP) in the 1980's and 1990's. But as of December 2011, Aberdeen's 2011 ERP survey of almost 700 companies in all industries shows that F&B manufacturers have finally caught up with other industries with over 95% using some form of ERP. The survey captured the responses of over 70 F&B manufacturers regarding the use and benefits of ERP.
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Process manufacturing requires some of the same basic business processes and systems as any other type of manufacturing. Some of the business processes that get highlighted in the process industries are quality management, process change management, and non-conformance tracking. Manufacturing Operations Management (MOM) systems are built to handle those types of business processes. This report will examine how process companies operate in their market environment, as well as the impact of MOM systems on their operations.
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Accounts Payable (AP) and Accounts Receivable (AR) are too often discussed separately. It is true that within a single enterprise, the two functions do not interact directly - though their efforts determine the operational cash flows at the heart of liquidity strategies. These functions can learn a great deal from each other. Based on three studies conducted in 2011, this Insight explores the common challenges and strategies at play in AP and AR, and looks to the common technologies that lead to success in both areas.
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Implementing an effective analytics strategy has never been more important, yet remains a challenge as traditional BI tools struggle to meet the demands of today's dynamic environments. Agile Business Analytics offers an alternative by enabling flexibility in the technical, operational and economic aspects of BI. BI that is agile delivers actionable content to its users and enables organizations to derive maximum insight and benefit from its BI infrastructure and data.
Sponsored by: Gleanster
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Today's biggest trends--the mobile web, social media, gamification, real-time--have forced us to rewire the way we think about and run our businesses. Consumers are creating a new digital culture, shifting business landscapes one tweet at a time. New networks have created an ever- expanding "egosystem," in which everyday people believe their lives deserve 24-hour broadcasts. But now, we need to decipher the significance of this behavior and understand where the social and mobile web are headed. At the heart of all of this, a new breed of consumer is emerging--and they're changing the very foundation of business.
The End of Business As Usual will change the way you view the world of business, from sales and marketing to customer service and product development to leadership and culture. Its critical insights include:
- Shared experiences are redefining brands in digital consumer landscapes, and astute brands can now also create and steer these experiences
- Consumer influence is growing, and businesses can use this to their advantage
- Connect with a rising audience (and with audiences of audiences) through new touch points between consumers, brands, and new influencers
- Create a culture of change to earn trust, influence, and significance among connected customers
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Social media is not the catalyst for change, but merely one of its agents. We must remember that Facebook, Twitter, YouTube, and the like are the networks that facilitate an uprising. However, it is repression, angst, injustice, inequality, vision, aspiration and hope that serve as the true stimulus for insurrection and progress. Technology plays a part in transformation and it is up to you to learn how social, mobile, real-time, and all other emerging trends are affecting your industries, communities, or markets. What we learn as a result however is that these new tools can bring people together and unite them under a common front or concerted mission. At the center of any revolution is the burning desire to bring about change. But it always comes down to people, shared experiences, and a common ambition. And it is people who need one another for leadership, support, and inspiration. What's missing from the equation is your vision and leadership.
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Easily compare ERP solutions for Mid-Market and Enterprise sized businesses in this new Buyer's Guide. With the latest improvements in ERP your financial, accounting, human capital, and operations management becomes efficient and streamlined. Vendors compared include SAP, Oracle, Microsoft, Sage, Intacct, and more.
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For SMB leaders, time, money, and organizational focus must be balanced to ensure that the short-term needs of the business are addressed and that the long-term goals of the business can be realized. Who do you hire next? When do you do it yourself? When do you outsource? When do you need to establish a formal process or policy? Successful leaders understand the immediate costs of their decisions but they must also seek to understand the opportunity costs of what they pursue. They also need to have great instincts to anticipate issues looming on the horizon - when will some small, manageable problem today become a significant distraction and disruption to staff, operations, and most importantly, to clients? Perhaps the most daunting aspect in all of this is that most SMB leaders perform their balancing acts at great heights and without a net.
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Managing employee expenses can be one of the most irritating tasks a small or medium-sized business can have. Tracking receipts and accounting for spend incurred can be a real hassle - not to mention the headache of sorting through Travel and Entertainment (T&E) expenses from employees. More than ever, small businesses need to efficiently control costs and optimize cash flow, but how, and what role does automation play in this process?
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The Lambers course is unique, in that the materials are written by instructors that actually teach the courses. The Lambers staff gives as much attention to omission as inclusion of subject matter in each review. Topics are presented only if they are relevant to the exam. A busy candidate has no time to spend on possible, but not probable, exam subjects. Choose the Module you would like to receive:
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Free Lambers WA Review Special Edition Practice Exam Bundle - An Enrolled Agent (EA) is a federally-authorized tax practitioner who has technical expertise in the field of taxation and who is empowered by the U.S. Department of the Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service for audits, collections, and appeals. Only Enrolled Agents are required to demonstrate to the IRS their competence in matters of taxation before they may represent a taxpayer before the IRS. Unlike attorneys and CPAs, who may or may not choose to specialize in taxes, all Enrolled Agents specialize in taxation. Enrolled Agents are the only taxpayer representatives who receive their right to practice from the U.S. government (CPAs and attorneys are licensed by the states) and are unrestricted as to which taxpayers they can represent, what types of tax matters they can handle, and which IRS offices they can practice before.
The EA Exam consists of three parts:
- Part 1 - Individuals
- Part 2 - Businesses
- Part 3 - Representation, Practices and Procedures
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In this summary you will learn
- How the four phases of capitalism have evolved so far
- How a confluence of cycles and trends led to the 2008 financial crisis
- How misguided economic philosophies nearly destroyed the financial system
- Why the world needs “Capitalism 4.0.”
Why you should read Capitalism 4.0Capitalism is dead; long live capitalism. That's the central tenet of veteran business journalist Anatole Kaletsky's instructive, perceptive tome. Global capitalism has served humanity pretty well over the centuries, and it has survived by changing with the times. The aftermath of the 2008 financial crisis and the near collapse of the world's financial system demand a major revamp of free market thinking. The new version, which Kaletsky posits as the fourth in capitalism's history, will take its lessons from the past and adapt them to harness market forces in the 21st century.
getAbstract recommends his thorough recap of what's happened and his vision of what probably will happen - including economic recovery - to all those looking for a cogent handle on the economic future.
About the author
Anatole Kaletsky, a veteran financial journalist, is editor at large for
The Times (of London) and has written for
The Economist and the
Financial Times.
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In this summary you will learn
- How to connect well with others and why that matters
- How to establish a bond with an audience
- How to inspire others to take action
Why you should read Everyone Communicates, Few ConnectTo learn how to connect well with others, imitate a connection superstar: leadership development expert John C. Maxwell. When he posted a preliminary version of this book on his blog, 100,000 people viewed it, and many offered comments on how to make it better. Maxwell has sold more than 18 million books and his company has taught leadership skills to more than five million people. He offers this book's simple principles and its very abundant quotations, anecdotes and stories to explain how to build relationships with other people in many settings. Without being preachy – though he is a preacher – he provides an intelligent, purposeful philosophy about connection. Maxwell's sensible counsel – focus on others, help them, smile – is not earth shattering, but no one could dispute its basic verity. If the book sometimes seems just to skip merrily from one great story to another, that's part of its charm – and it all adds up to advice that will improve your ability to link with other people. The trick is to put these examples into practice and Maxwell explains how to do that.
getAbstract recommends his book to all those who want to improve their public speaking skills and interpersonal connections.
About the author
John C. Maxwell is an evangelical Christian pastor, speaker and author, who has sold more than 18 million books in more than 50 languages. He is the author of
Developing the Leader Within You and The 21 Irrefutable Laws of Leadership, among many other books.
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In this summary you will learn
- What five “zombie” economic ideas endure
- How the 2008 financial crisis drove a stake through the heart of those theories
Why you should read Zombie EconomicsLike the villain in a horror movie, discredited economic theories can return to haunt you. Australian economist John Quiggin claims that some of these ideas – like total privatization, perfectly rational markets and trickle-down policies – nearly destroyed the world's economy, and that they are trying to make one more comeback. In an attempt to drive the final stake through the brain-eating, dead soul of “zombie economics,” he knifes through the five most dangerous principles of “market liberalism.” With no apparent fear of being controversial, he presents a compelling case as to why each of those “zombie ideas” failed and describes a new, alternative approach, melding the best of free-market capitalism with judicious use of government involvement to address crucial social needs. Quiggin heavily annotates his work and provides a thoughtfully researched bibliography. Though the economic jargon can, at times, slow your progress, Quiggin's book rewards your persistence.
getAbstract recommends this eerie tour through defunct yet durable economics to anyone who enjoys a good scare. Find your silver bullets, construct your booby traps and carry your axes for good measure: Quiggin says it is high time to kill those zombies once and for all.
About the author
John Quiggin is an economics professor at the University of Queensland in Australia.
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'42 Rules for Growing Enterprise Revenue' is based on two concepts:
- No effective effort to grow a company is ever contained within a single function
- There is no silver bullet -- you have to keep trying new things and making bets
So, this isn't a marketing or sales book; it doesn't focus on a single idea or framework. Instead, it discusses many different ways that companies have succeeded in boosting sales. This collection of practical ideas about the strategies that raise sales combines Lilia Shirman's observations from almost 20 years of experience in marketing, business development, strategic alliance management and operations with stories and lessons from other technology business leaders.
Some rules are reminders of the things you know you "should do" but never implemented. Others might spark new ideas, or inspire different approaches to old ones. A few are warnings about the roadblocks you'll want to avoid. All are practical, concise, and actionable.
Prepared by Super Star Press; Sponsored by Super Star Press
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You'll discover the basics of customer analytics, how it is being applied in today's banking environment and the benefits it can deliver for your organization. You'll also learn about the proven IBM solutions for customer analytics that banks around the world rely on to improve customer profitability.
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Based on most recent banking industry research, banks worldwide should utilize sophisticated insight to:
- Optimize risk by leveraging information
- Increase revenues by becoming more client centric
- Enhance operations by managing cost and complexity
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With the increasing threat of consumer fraud and identity theft, financial institutions must take a stand to protect their customer and their business. This white paper will examine some of the requirements of the new standard and review identity and access management technology that can help credit unions and other financial institutions comply with PCI regulations. In this white paper you will discover:
- The PCI Standards and how they can protect your business
- Best Practices for complying with PCI regulations
- How Imprivata OneSign addresses PCI requirements
Don't miss this white paper! You will learn invaluable information about PCI DSS compliance and the benefits to securing your business.
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One of the most important concerns small business owners have is how to finance a business. A merchant cash advance, or (small) business cash advance can be a relatively easy way to finance a business. It is a one-time payment from a finance company to a business in exchange for an agreed upon percentage of upcoming credit card and/or debit card sales.
Successful finance in business is a vital element in creating growth. Allow us to find a way to help you benefit from the advantages a business cash advance can provide. The first step toward obtaining the funds you need to really push your business forward is to find a reliable finance company that will work with your specific needs in mind.
This InsideUp Buyer's Guide is designed to help you find the best finance companies for your business. Plus, you get instantly matched with highly qualified finance companies to receive custom, no obligation quotes.
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The solution is to work with an Alternative Financing company for your accounts receivable. The benefit is that you get the funds quickly, allowing you to concentrate on growing your business while the financing company collects the owed money. This approach can be helpful for many companies, regardless of business size or success.
There are several factors small business owners should consider when choosing an Alternative Financing business. This InsideUp Buyer's Guide is designed to help you find the best Alternative Financing companies for your business. Plus, you get instantly matched with highly qualified Alternative Financing companies to receive custom, no obligation quotes.
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The course examines the concepts of project management, from defining the problem, establishing project objectives, and building a project plan to meeting deadlines, managing team resources, and closing the project. The course also provides tips for reporting on project performance, keeping a project on track, and gaining customer acceptance. Exercise files accompany the course.
Topics Include:
- Defining a project
- Initiating a project
- Understanding work breakdown structures
- Making a realistic schedule
- Communicating effectively
Along with the free video training tutorials you will also receive monthly offers, tips, and insider information you won't hear elsewhere--including special discounts extended to newsletter subscribers.
After taking advantage of the free video training, you can access all of their video tutorials by becoming a member of the Online Training Library®. Membership plans start at $25 per month, and require no long-term commitment.
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Download this free guide to learn how your business can convert conversations into actions, attract new followers, share information for potential customers and gain recognition. With this free guide you will also receive daily updates on new cool websites and programs in your email for free courtesy of MakeUseOf.
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For more and more organizations, the answer is implementing an Integrated Workplace Management System to centralize all the data required on leases and to design real estate analytical models to evaluate property leasing situations consistent with corporate strategies.
In this program two leading experts in the industry, Robert Schafer, Research Director with Featured Analyst Firm, Gartner Inc., and Manhattan Software CEO, Craig Gillespie will discuss what these changes mean to IT, finance, accounting, and real estate, and what you must do today to ensure your organization is ready to meet these regulatory changes.
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With major banks recently announcing plans to eliminate rewards programs and implementing new fees, employees may be less inclined to have their paychecks direct deposited. Can the future of paycards deliver you from the dark ages of a paper-based payroll?
In this webinar conducted with the American Payroll Association, you'll discover how to maximize electronic payroll adoption - even as employees abandon checking accounts - by increasing the value of paycards to employees as a low-cost alternative. Additionally, you'll learn how regulatory changes have impacted paycards, and which programs were forced to cut services while others remained unaffected.
About FSV: As a leading paycard provider, FSV Payment Systems offers a proven, comprehensive strategy for achieving the highest electronic payroll adoption rates. FSV has the resources and expertise to help you develop a fully-compliant electronic payroll program that meets your need for cost savings and productivity gains, while enhancing employee satisfaction.
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As a leader and CEO, GL Hoffman has always tried to find better ways of communicating with his stakeholders. The best methods are not only honest and genuine, but clever in the way they motivate and stimulate reactions. Over the years, as time stresses mount up, taking the time to listen to, or read long communication efforts has shortened considerably. For example, the popularity of Twitter (140 character communication).
In this series of almost fifty "Gruzzles", GL aims to teach and motivate quickly, bluntly and humorously. He uses popular culture elements as well as lessons that he has learned as a serial entrepreneur.
GL Hoffman is the chairman of the online job search engine, LinkUp.com and author of StartUp, 100 Tips to Get Your Business Going.
Download The 5 Second MBA now. With this free guide you will also receive free daily email updates from GL Hoffman's blog WhatWouldDadSay.com featuring what he's learned after 25 years of doing startups.
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BlogNotions' Business Intelligence Newsletter delivers a diverse series of perspectives provided by BI thought leaders, and delivers compelling updates on topics ranging from the latest technologies in the marketplace, discussions of competitive decision making, new ideas for analyzing data, and much more. This newsletter not only provides thought provoking content, but also is accompanied by an open forum for savvy business intelligence professionals to collaborate with experts in the industry.
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BlogNotions' Finance eNewsletter delivers a diverse series of perspectives provided by finance, accounting, and tax thought leaders, and delivers compelling updates on topics ranging from accounting, banking, financial planning, trading, and much more. This newsletter not only provides thought provoking content, but also is accompanied by an open forum for savvy finance professionals to collaborate with experts in the industry.
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Dynamics GP provides a number of features to better organize the overall system and improve its usefulness for all users. This chapter is designed to demonstrate how to implement and fine tune these features to provide the most benefit.
In this chapter, they will look at:
- Speeding up account entry with Account Aliases
- Gaining visibility with Horizontal Scroll Arrows
- Streamlining payables processing by prioritizing vendors
- Getting clarity with User Defined fields
- Developing connections with Internet User Defined fields
- Gaining additional reporting control with Account Rollups
- Remembering processes with an Ad hoc workflow
- Improving financial reporting clarity by splitting purchasing accounts
- Speeding up lookups with Advanced Lookups
- Going straight to the site with Web Links
Packt Enterprise books can be summed up through the tagline "Professional Expertise Distilled". They take in-the-trenches knowledge from experienced software professionals, and distil it into a single, easy to follow manuscript.
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This paper examines concurrent research findings from Deloitte Consulting and PriceWaterhouseCoopers indicating that business leaders are focusing on leveraging current labor investments in order to position their organizations in anticipation of an economic recovery. In the past few years businesses have conducted extensive layoffs while eliminating salary increases and employer 401(k) contributions. To remain profitable as they await a more favorable economic climate, leaders are focusing on leveraging workforce resources to increase productivity and competitiveness. This paper identifies their main areas of focus.
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Sometimes referred to as merchant cash advances, these loans are similar to pay day cash advances and bring quick cash to a company. However, your business must already accept credit cards as a form of payment. The “Instant Cash for Business” guide provides answers as well as price quotes by phone and/or email from their pre-screened and quality vendors.
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With more and more people using credit vs. cash, being able to accept credit is becoming a must. Finding a credit card processing company that can help you with all your needs and wants is extremely important. With so many options out there, it is a good idea to weigh all options and decide on your needs and wants before looking at vendors. "Payment Made Easier" provides answers to your credit card processing questions and how to set it up easily at the lowest rate possible.
You will also receive by phone and/or email price quotes from pre-screened and quality credit card processing vendors so you can compare your current rates with other companies to see if you can get a better deal.
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Whether you need to have your entire financial reporting managed or only certain tasks and operations, accounting services companies can grow as your company's needs evolve over time. This eliminates the headache of hiring or terminating employees.
This guide will help you evaluate whether an accounting services company is the right fit for your needs by evaluating the pros and cons of outsourcing these functions, giving you clarity over this important and money-saving decision. And you would also receive several no-obligation price quotes (by phone/email), all pre-screened and qualified to best fit your Accounting Services needs.
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Every project you manage will be unique. Scope, budgets, team dynamics, and timeframes will differ. As a project manager, the most important factor in achieving project success will be your understanding of 'The Principles Of Project Management'. This book will show you that project management isn't rocket science.
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It delivers innovative ideas and hard-to-find articles on leadership to keep corporate executives ahead of the curve. SmartBrief on Leadership is: Essential. Only the must-read news for innovative leaders. Diverse. Articles chosen from thousands of news sites, blogs, and other sources, delivered straight to your inbox. Concise. Every story is summarized by SmartBrief's expert editors and linked to the original source for further reading.
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SuccessFactors commissioned a study that analyzed the three-year stock market performance of a broad sampling of their publicly-traded customers as compared to the NASDAQ Composite and the S&P 500. In this white paper, you'll discover by how much their customers outperformed the indices, but also:
- What exactly is Business Execution Software
- Why the software's holistic use of data can help companies make more informed decisions
- And how, the longer a company uses Business Execution Software, the greater the difference in financial performance as compared to its competition
Get this informative white paper now and see why SuccessFactors ROX!
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Introducing formal processes for performance and goal management into your unique small business culture may seem crazy. But in reality, they can create the perfect marriage. That's because the right combination of people and process can reinforce each other's strengths, improve productivity and increase engagement. Download your copy now, compliments of SuccessFactors, and learn how to integrate your culture with automated performance management.
- Learn tips for improving your performance management process
- Discover the benefits that automation can bring to your performance management process
By automating your paper-based performance management processes, you can increase insight into the workforce and, ultimately, transform your business--turning strategy into successful, measurable results. Learn more by downloading your report now, compliments of SuccessFactors.
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Boston University Corporate Education Center offers a Certificate in Project Management geared toward today's busy professionals. No matter what your field, successful project planning involves a carefully crafted set of steps leading to planned and measurable goals. Built on the core PMBOK® (Project Management Body of Knowledge) standards, this comprehensive certificate program empowers participants with the skills necessary to tackle the challenges facing their projects. A thorough study of everything from basic concepts to technical skills and real-world applications is provided. Participants receive comprehensive project management skills that are immediately applicable to their current job and future endeavors. They also receive the high-impact credentials and the education hours required for certification that the project management industry demands for career advancement. In addition, this certificate prepares participants to sit for the PMP® exam.
Top-Ranked Program: Boston University Corporate Education Center is a Project Management Institute (PMI®) Registered Education Provider (R.E.P.) and is a charter member of the PMI® Global Corporate Council. Boston University Corporate Education Center, owned and operated by TechSkills LLC and a part of the Corporate Education Group, has provided more than 120,000 professionals with Project Management training.
Requirements: You must be at least 23 years old to apply for this program. Some project management experience is required. You will be contacted by an admissions representative from The College Network to discuss continuing your education.
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